If you are struggling with your personal loan, then you are not the only one. With frequent job losses, medical emergencies, many people in India are finding it hard to pay their EMIs on time. But neglecting the issue can really damage your credit score and lead to legal and financial troubles.If you are looking … Read more
India is rapidly evolving in the financial landscape, as Non-Banking Financial Companies (NBFCs) have emerged as key players in credit distribution, mainly in the rural and semi-urban markets. In FY 2025, investors are eagerly watching which NBFC stock could generate the best returns. NBFCs sectors like HDB Financial, Shriram Finance, and Bajaj Finance are the … Read more
When we talk about investing in mutual funds, most people focus only on getting the highest returns. But there’s something just as important that many ignore, which is reducing tax liability. One smart and often underrated way to do this is through mutual fund portfolio rebalancing. It’s not just about keeping your investments balanced for … Read more
Defence mutual funds in India have seen a big jump recently, giving up to 39% in just three months. This quick rise has caught the attention of both everyday and big institutions. What’s driving this rally? Strong support from the government, growing defence exports, and solid profits from top defence companies. But with such fast … Read more
In the stock market, multibagger penny stocks are often seen as risky and unpredictable. But sometimes, one of these low-priced shares surprises everyone with unbelievable returns. A great example is TTK Prestige Ltd. back in 2012, this stock was available for just ₹4.50. By 2024, its price has jumped to ₹1,085, which is a massive … Read more
Filing your Income Tax Returns (ITR) might seem tricky and something only Chartered Accountants (CAs) can handle. But that’s no longer true. Because of the Income Tax Department’s new and easy-to-use online portal, even if you’re doing it for the first time, you can file your ITR online without needing any help from a CA. … Read more
Filing your Income Tax Return (ITR) may seem difficult to most people, especially if you are a salaried employee and don’t have a Chartered Accountant (CA) to help. The good news? In 2025, filing your ITR online without a CA is much easier than you think. With the help of government websites, pre-filled forms, and … Read more
When it comes to income tax return filing India 2025, many people think that if their income is below the taxable limit, then there is no need to file ITR with no taxable income in India 2025. But that is a misconception and it could actually hurt you later. Even if your income is below … Read more
Fixed Deposits (FDs) have always been one of the most popular and safest ways to invest money in India. But with inflation going up, FD interest rates staying low, and more people becoming financially aware, many are now looking for FD alternatives in India that can give better returns and more flexibility. If you’re asking … Read more
Paying off a home loan is the biggest financial responsibility for most Indian families, but the interest on a home loan can become a huge expense over time. But here is some good news: with some smart and simple techniques, you can actually learn How to Recover Home Loan interest with Smart Investments and reduce … Read more