Micro-investing is defined as investing a small amount of money regularly instead of waiting to save up a big lump sum amount. In this option, you can even start with as little as ₹10 or ₹100. It’s made super easy with user-friendly apps that automatically invest your small change or small deposits into things like … Read more
In 2025, Gen Z is not only just entering the workforce, but they are also completely changing how we think about personal finance management. Unlike older generations, Gen Z is aiming for digital tools, transparency, and having full control over their money. Let’s explore in simple terms How Gen Z Is Redefining Personal Finance in … Read more
Stepping into your 30s is a major life milestone. It’s when most people start thinking seriously about their personal finance. Even if you’ve just started working or already working, now is the perfect time to get your financial life in order. Here’s a simple checklist, which will help you build solid habits and Personal Finance … Read more
In today’s rapidly changing world, personal finance management is no longer applicable for just writing things down in a notebook or using Excel. Courtesy to Generative AI, millions of people now manage their money in smarter, faster, and more personal ways. Even if you’re trying to understand the best way to manage money, get out … Read more
The Central Government has opened a special opportunity for employees who are eligible to switch from NPS to Old Pension Scheme (OPS). If you are a central govt employee and concerned about your retirement plans, this is your chance to move back to a confirmed pension system. Let’s explore who can switch, what documents you … Read more
Withdrawing your Provident Fund (PF) should be simple for most people. But even in 2025, many salaried employees in India are still facing setbacks and confusion while trying to get their EPF claim processed. Let’s explore PF Withdrawal Issues 2025 Why Your EPF Claim Is Delayed, and how you can resolve this issue? Why Are … Read more
For most salaried employees in India, buying their first dream home is the goal but saving enough for the down payment can be the biggest challenge. The good news? Starting from July 2025, the EPFO has made a major change under Para 68-BD of the EPF Scheme, 1952, which can help make this dream come … Read more
If you are about to start your investment journey and wondering “Can I really build wealth with a ₹2,000 SIP?” then you’re not the only one. Many young investors have the same question. The good news? Yes, you can! If you stay invested for a long time and follow a few wise and smart steps … Read more
Your Employees’ Provident Fund (EPF) is a big part of your savings, if you are a salaried employee in India. It can be really frustrating when there’s a delay in getting your EPF money or your PF balance seems off. But you can use the Right to Information (RTI) Act to get faster answers by … Read more
If you are a salaried employee or belong to a middle-class family and you’re planning for retirement. Then chances are very high that you have heard of PPF and SIP. Both are great choices to grow your money slowly and steadily. But if you invest ₹12,500 each month, which one gives you more wealth by … Read more